Eligibility

Do I qualify?

South Mall serves elderly and disabled adults on limited or fixed incomes. Here's everything you need to know before applying.

Priority Tiers

Who gets priority and in what order

Our waitlist has three priority categories based on HUD elderly preference. Your tier -- not just your application date -- determines how quickly you move up the list.

1

First Priority

Adults 62 years or older. No disability documentation required. First choice at available units.

2

Second Priority

Adults ages 50-61 who are disabled or handicapped as defined by HUD. Medical verification required.

3

Third Priority

Adults 49 and younger who are disabled or handicapped. Medical professional verification required.


Income Limits

Income requirements

Your household income must be at or below 50% of the area median income. Current limits for the Kalamazoo area:

Income Category
1 Person
2 People
3 People
4 People
Very Low (50% AMI)
$36,900
$42,150
$47,400
$52,650
Extremely Low (30% AMI)
$22,150
$25,300
$28,450
$33,000

FY 2026 limits for the Kalamazoo-Portage, MI MSA. Median Family Income: $108,100. Source: U.S. Department of Housing and Urban Development, HUD Income Limits Documentation System. Limits are updated annually -- verify current figures at huduser.gov.


Rent Calculation

How is my rent calculated?

Your rent is calculated as 30% of your monthly adjusted income. Adjusted income accounts for allowable deductions including medical expenses, disability-related expenses, and dependent care costs -- so your actual payment may be lower than 30% of your gross income.

We cannot quote an exact rent amount until your name reaches the top of the waitlist and you complete the certification process.


Required Documents

What do I need to apply?

Government-issued photo ID -- Driver's license, state ID, or passport
Social Security card -- For all household members
Birth certificate -- Or other acceptable proof of age
Disability verification -- Only if applying under Second or Third Priority

Ready to apply?

Download the application or call to ask questions.